How to Choose the Right Lender

How to Choose the Right Lender     

https://JGraff.AdvisorsMortgage.com

Choose your lender carefully. Look for financial stability and a reputation for customer satisfaction.

 

Be sure to choose a company that gives helpful advice and that makes you feel comfortable. 

 

A lender that has the authority to approve and process your loan locally is preferable since it'll be easier for you to monitor the status of your application and ask questions.

 

It's also beneficial when the lender knows home values and conditions in the local area. 

 

Do your research and ask family friends or your realtor.

About the Fair Credit Reporting Act & Your Rights

About the Fair Credit Reporting Act (Get in touch, for mortgage help or rate quotes: https:JGraff.AdvisorsMortgage.com) Your credit history is an important factor that's taken into consideration when you apply for a mortgage. So making sure the information in your credit report is accurate is essential. Here is a summary of your rights under the fair credit reporting act: You must be told if information in your file has been used against you to deny your application for credit. You have the right to know what is in your file. You have the right to ask for your credit score. You have the right to dispute incomplete or inaccurate information and consumer reporting agencies must correct or delete inaccurate, incomplete, or unverifiable information. In most cases a consumer reporting agency may not report negative information that is more than 7 years old or bankruptcies that are more than 10 years old. You must give your consent for reports to be provided to employers. Identity theft victims and active duty military personnel have additional rights. For more information visit https://www.ftc.gov/credit #faircreditreportingact #credit #creditscore #creditrepair #creditreport #credittips #mortgage #mortgages #loan #loans #identitytheft #identitytheftprevention #activeduty #creditconsultant #creditrights

About the Fair Credit Reporting Act & Your Rights

About the Fair Credit Reporting Act (Get in touch, for mortgage help or rate quotes: https:JGraff.AdvisorsMortgage.com) Your credit history is an important factor that's taken into consideration when you apply for a mortgage. So making sure the information in your credit report is accurate is essential. Here is a summary of your rights under the fair credit reporting act:

You must be told if information in your file has been used against you to deny your application for credit.

You have the right to know what is in your file. You have the right to ask for your credit score.

You have the right to dispute incomplete or inaccurate information and consumer reporting agencies must correct or delete inaccurate, incomplete, or unverifiable information.

In most cases a consumer reporting agency may not report negative information that is more than 7 years old or bankruptcies that are more than 10 years old.

You must give your consent for reports to be provided to employers.

Identity theft victims and active duty military personnel have additional rights.

For more information visit

www.ftc.gov/credit

#faircreditreportingact #credit #creditscore #creditrepair #creditreport #credittips #mortgage #mortgages #loan #loans #identitytheft #identitytheftprevention #activeduty #creditconsultant #creditrights